Forced arbitration or class-action waiver
You are agreeing to waive your right to participate in class-action lawsuits or public court proceedings for most disputes.
“EXCEPT FOR CERTAIN TYPES OF DISPUTES MENTIONED IN THE ARBITRATION CLAUSE, YOU AND HEADSPACE AGREE THAT DISPUTES RELATING TO THESE TERMS OR YOUR USE OF THE PRODUCTS AND SERVICES WILL BE RESOLVED BY MANDATORY BINDING ARBITRATION, AND YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.”
What that means: You lose the right to sue in court or join class actions against the company for issues like billing errors or service failures.
The document mandates that all disputes go to private arbitration, preventing you from joining a group lawsuit or having a judge/jury decide your case in public court.