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We post when we first read a company, when listed wording changes — with the old quote and the new one when we can — and when public sources cover the problem we solve, reading aids like ours, or rules that change what Agree can mean.
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Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from D to F.
Wording we could quote
Appeared
Jury trial or court access waived
“any claim, cause of action, or dispute between us ... shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Appeared
Liability shifted onto the user
“We do not control or direct what people and others do or say, and we are not responsible for their actions or conduct... Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Nov 3, 2026 · F
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from C to F.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Now
“Our Products, however, are provided "as is," ... DISCLAIM ALL WARRANTIES... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data”
Appeared
Unilateral changes with little or no notice
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Nov 3, 2026 · F
What Agree can mean · FTC
FTC: Payment Processor Hid Cancellation Fees, Deceived Businesses
The FTC and Washington state settled with Riverside Payments for deceiving businesses about costs and cancellation.
The payment processor promised 'risk-free' cancellation but made it difficult to stop services.
The order allows businesses to end agreements without penalty.
Nov 3, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... We DISCLAIM ALL WARRANTIES... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
No longer quoted
Unilateral changes with little or no notice
“Unless otherwise required by law, we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect. Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Nov 2, 2026 · C
Meta terms of use changed
We quoted 3 wording changes below.
The grade moved from A to D.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Appeared
Jury trial or court access waived
“any claim, cause of action, or dispute between us... shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Nov 2, 2026 · D
Canva privacy policy changed
We quoted 1 wording change below.
The grade moved from D to F.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“This Privacy Policy was last updated on August 25, 2026. See previous versions of the Privacy Policy in our Policy Archives.”
Now
“This Privacy Policy was last updated on November 02, 2026. See previous versions of the Privacy Policy in our Policy Archives.”
Nov 2, 2026 · F
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to A.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Nov 2, 2026 · A
Snap privacy policy changed
We quoted 5 wording changes below.
The grade moved from A to D.
Wording we could quote
Appeared
Indefinite retention
“As a general rule, we keep information as long as you tell us to, and otherwise as long as we need it to provide our Services, or as required by law.”
Appeared
Difficult or incomplete deletion
“we cannot promise that deletion will take place by a specific time... we may also keep certain information in backup for a limited period of time or as required by law.”
Appeared
Tracking you across apps
“Most web browsers are set to accept cookies by default. If you prefer, you can usually remove or reject browser cookies through the settings on your browser or device. Keep in mind, though, that removing or rejecting cookies could affect the availability and functionality of our Services.”
Appeared
Unilateral changes with little or no notice
“We may change this Privacy Policy from time to time. But when we do, we’ll let you know one way or another.”
Appeared
Location or sensitive-data over-collection
“information about your device phonebook (contacts and related information), images and other information from your device’s camera, photos, and microphone... precise location information (precise location through methods like GPS signals).”
Nov 2, 2026 · D
Snap privacy policy changed
We quoted 4 wording changes below.
The grade moved from C to A.
Wording we could quote
No longer quoted
Indefinite retention
“As a general rule, we keep information as long as you tell us to, and otherwise as long as we need it to provide our Services, or as required by law.”
No longer quoted
Cookie consent that favors Accept
“Keep in mind, though, that removing or rejecting cookies could affect the availability and functionality of our Services.”
No longer quoted
Third parties handle data you submit
“Our Services may contain content and integrations offered by our integrated partners... Your information may be provided to the integrated partner through these integrations... We are not responsible for how those partners collect or use your information.”
No longer quoted
Data sold or shared with third parties
“We share your information with... business and integrated partners in order to provide the Services... Service Providers... who process that information on our behalf... measure and optimize the performance of ads”
Nov 2, 2026 · A
What Agree can mean · FTC
FTC Combats Imposter Scams, Recovers Millions for Consumers
The Federal Trade Commission (FTC) continues its efforts against imposter scams, where fraudsters pretend to be legitimate entities.
These enforcement actions have led to the removal of fake websites and over $80 million returned to consumers since 2024.
Nov 1, 2026
Meta terms of use changed
We quoted 1 wording change below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES... liability shall be limited to the fullest extent permitted by applicable law.”
Now
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 31, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential, special, indirect, exemplary, punitive, or incidental damages”
Now
“we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES... liability shall be limited to the fullest extent permitted by applicable law.”
Oct 31, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from D to C.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," ... we DISCLAIM ALL WARRANTIES... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data...”
Now
“our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential, special, indirect, exemplary, punitive, or incidental damages”
Oct 31, 2026 · C
Snap privacy policy changed
We quoted 7 wording changes below.
The grade moved from A to D.
Wording we could quote
Appeared
Tracking you across apps
“We also use your information to avoid showing you ads you probably won’t be interested in. For example, if a ticketing site tells us you’ve previously bought tickets for a movie — we can stop showing you ads for it. You can learn about the different types of advertising and your choices about which ads you receive here.”
Appeared
Location or sensitive-data over-collection
“If you’ve explicitly granted device-level permissions, device information may also include information about your device phonebook (contacts and related information), images and other information from your device’s camera, photos, and microphone... and precise location information (precise location through methods like GPS signals).”
Appeared
Third parties handle data you submit
“We share your information with our service providers, who process that information on our behalf. For example, we rely on such Service Providers to facilitate payments, measure and optimize the performance of ads, or protect the services.”
Appeared
Indefinite retention
“As a general rule, we keep information as long as you tell us to, and otherwise as long as we need it to provide our Services, or as required by law... whether we retain your data depends on the specific feature, your settings, and how you’re using the Services.”
Appeared
Unilateral changes with little or no notice
“We may change this Privacy Policy from time to time. But when we do, we’ll let you know one way or another. Sometimes, we’ll let you know by revising the date at the top of the Privacy Policy that’s available on our website and mobile application.”
Appeared
Terms follow you to parks, stores, and other products
“This Policy covers our Snapchat app as well as our other products, services, and features, such as Bitmoji, SPECS, and our advertising and commerce initiatives.”
Appeared
Cookie consent that favors Accept
“Most web browsers are set to accept cookies by default. If you prefer, you can usually remove or reject browser cookies through the settings on your browser or device. Keep in mind, though, that removing or rejecting cookies could affect the availability and functionality of our Services.”
Oct 31, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from C to D.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms”
No longer quoted
Liability shifted onto the user
“Under no circumstance will we be liable to you for any lost profits... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 31, 2026 · D
Snap privacy policy changed
We quoted 3 wording changes below.
The grade moved from C to A.
Wording we could quote
No longer quoted
Terms follow you to parks, stores, and other products
“Information You Provide Many of our Services require you to set up an account.”
No longer quoted
Indefinite retention
“If location information is associated with a Snap — like those saved to Memories or posted to Snap Map or Spotlight — we’ll retain that location as long as we store the Snap.”
No longer quoted
Location or sensitive-data over-collection
“Of course, you’ll also provide us with information you send through or save within our Services, including content and information about that content, and content you share and generate with our AI Features (content, or “Inputs,” including text, images, video, audio, precise location, and engagement, including content you share with My AI, used to generate content and responses, or “Outputs,”).”
Oct 31, 2026 · A
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“we DISCLAIM ALL WARRANTIES ... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data”
Now
“Under no circumstance will we be liable to you for any lost profits... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 31, 2026 · C
Parents Can Craft Digital Safety Plans for Kids' Online Privacy
The EFF shares advice for parents to help protect children's online privacy and safety.
These tips guide families in creating a digital safety plan and fostering open discussions about online risks.
Oct 31, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from C to D.
Wording we could quote
No longer quoted
Unilateral changes with little or no notice
“Unless otherwise required by law, we will notify you before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability... will not exceed the greater of $100”
Now
“we DISCLAIM ALL WARRANTIES ... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data”
Oct 31, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“We cannot predict when issues might arise with our Products. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law.”
Now
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability... will not exceed the greater of $100”
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Unless otherwise required by law, we will notify you before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 31, 2026 · C
Meta terms of use changed
We quoted 3 wording changes below.
The grade moved from F to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Now
“We cannot predict when issues might arise with our Products. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law.”
No longer quoted
Jury trial or court access waived
“any claim, cause of action, or dispute between us that arises out of or relates to these Terms or your access or use of the Meta Products shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Changed
Unilateral changes with little or no notice
Was
“we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect. Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 31, 2026 · C
What Agree can mean · EFF
Apple App Store Removes VPNs in Russia, Limiting Privacy Tools
Virtual private network apps are again being pulled from Apple’s App Store in Russia.
This limits consumer access to tools that protect online privacy and help control location data.
VPNs can make it harder for websites to track your true location.
Oct 31, 2026
Meta terms of use changed
We quoted 3 wording changes below.
The grade moved from D to F.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will only make any changes if the provisions are no longer appropriate or if they are incomplete... We will notify you... at least 30 days before we make changes... unless changes are required by law.”
Now
“we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect. Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Appeared
Jury trial or court access waived
“any claim, cause of action, or dispute between us that arises out of or relates to these Terms or your access or use of the Meta Products shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Oct 30, 2026 · F
First reading · Privacy policy
We read the Target privacy policy
Target collects broad personal and sensitive data including biometrics, precise location, and inferences to run its stores and ads.
You accept that this information may be shared with third parties for advertising and sold or shared across contexts for behavioral tracking.
The company can change these terms without meaningful notice and keeps your data indefinitely.
Oct 30, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Appeared
Unilateral changes with little or no notice
“We will only make any changes if the provisions are no longer appropriate or if they are incomplete... We will notify you... at least 30 days before we make changes... unless changes are required by law.”
Oct 30, 2026 · D
Walmart privacy policy changed
We quoted 1 wording change below.
The current grade is D.
Wording we could quote
Changed
Indefinite retention
Was
“### How Long Do We Retain Your Personal Information? We will keep the personal information we collect about you for as long as necessary to carry out the purposes set forth in this Privacy Notice or any other notice provided at the time of data collection, but no longer than as required or permitted under applicable law or internal Walmart policy.”
Now
“We will keep the personal information we collect about you for as long as necessary to carry out the purposes set forth in this Privacy Notice... but no longer than as required or permitted under applicable law or internal Walmart policy.”
Oct 30, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from C to D.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Unless otherwise required by law, we will notify you before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data... Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 30, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The current grade is C.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 30, 2026 · C
Meta terms of use changed
We quoted 1 wording change below.
The current grade is C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free...”
Oct 30, 2026 · C
What Agree can mean · FTC
FTC warns health plan sellers: Don't deceive consumers about terms
The FTC warns companies selling healthcare plans about misleading terms.
The agency sent letters to 25 firms regarding deceptive claims.
This action helps consumers understand what they agree to.
Oct 30, 2026
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“we DISCLAIM ALL WARRANTIES... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Now
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free...”
Oct 29, 2026 · C
What Agree can mean · FTC
Toast Sued by FTC and States for Hidden Fees and Difficult Cancellations
The FTC and several states are suing Toast Inc. for allegedly charging hidden fees and making it difficult to cancel its services.
The lawsuit claims Toast also included unauthorized add-ons for its restaurant clients.
Oct 29, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is D.
Wording we could quote
No longer quoted
Unilateral changes with little or no notice
“We will notify you ... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... To the extent permitted by law, we also DISCLAIM ALL WARRANTIES...”
Oct 29, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Appeared
Unilateral changes with little or no notice
“We will notify you ... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 29, 2026 · D
What Agree can mean · EPIC
AI Rule Debate: How Much Human Review Is 'Commercially Reasonable'?
New proposed AI rules include a 'commercially reasonable' standard for human review.
This vague phrase has businesses concerned about constant reassessment and consumer groups worried it allows companies to avoid necessary checks.
The debate will shape how much oversight AI systems require, affecting consumer interactions.
Oct 29, 2026
What Agree can mean · FTC
Regulators question how companies use your data to set prices
The FTC is investigating major airlines, ride-sharing, and food delivery companies.
They want to know if companies use personal data, like web browsing habits, to set different prices for consumers or compensation for gig workers.
This inquiry aims to understand if users know how their data affects what they pay or earn.
Oct 29, 2026
What Agree can mean · EFF
Court Weighs How Government Can Get Your Social Media Data
An appeals court is reviewing whether federal agencies can easily force social media companies to reveal anonymous users.
Civil liberties groups argue these grand jury subpoenas overreach, threatening online free speech.
The decision could shape how platforms handle government demands for your account information.
Oct 29, 2026
What Agree can mean · EFF
New iOS setting lets you keep app data out of Siri AI
Apple’s latest iOS update introduces a new setting to protect your app data from AI processing.
You can now choose to exclude specific apps from Siri AI, preventing their content from potentially leaving your device.
This gives users more control over their privacy when using AI features.
Oct 29, 2026
Meta terms of use changed
We quoted 3 wording changes below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES... under no circumstance will we be liable to you for any lost profits, revenues, information, or data”
Now
“Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Appeared
Unilateral changes with little or no notice
“Unless otherwise required by law, we will notify you before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Jury trial or court access waived
“You and Meta each agree that any claim, cause of action, or dispute between us... shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Oct 28, 2026 · C
What Agree can mean · EPIC
Advocates push DC Council for stronger student privacy in school tech
EPIC has urged the D.C. Council to adopt strong procurement guidelines for schools using AI and automated decision-making tech.
These guidelines aim to protect student privacy within educational software and services.
Oct 28, 2026
What Agree can mean · EPIC
Supreme Court considers video privacy law for modern platforms
The Supreme Court is examining how a video privacy law from the 1980s applies to today's platforms like TikTok.
This case could redefine who counts as a "consumer" under the law.
The decision may impact how companies manage your video-related data.
Oct 28, 2026
What Agree can mean · EPIC
Supreme Court to Rule on Your Right to Sue Over Targeted Ads
A Supreme Court case will decide if consumers can sue over targeted ads based on their video viewing history.
This lawsuit points out that while there's no overall federal privacy law, there are specific protections for data like what videos you watch.
It addresses how much online tracking and profiling happens today.
Oct 28, 2026
Headspace terms of use changed
We quoted 1 wording change below.
The current grade is F.
Wording we could quote
Was
“(c) Headspace does not support Members under the age of 13.”
Now
“Our Products and Services are intended for individuals at least 18 years of age. There are limited exceptions: i. If you are in the US or UK and 13-17 years old or if you are in the EU and 16-17 years old, you may access our Products via certain Benefit Sponsor... offerings”
Oct 28, 2026 · F
Headspace privacy policy changed
We quoted 1 wording change below.
The grade moved from F to D.
Wording we could quote
No longer quoted
Children’s data
“Children’s Privacy _Our Platform is not intended for individuals under the age of 13 years old or the equivalent age in your jurisdiction._ 7\.”
Oct 28, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Appeared
Unilateral changes with little or no notice
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 28, 2026 · D
Meta terms of use changed
We quoted 3 wording changes below.
The current grade is D.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will notify you ... at least 30 days before we make changes to these Terms ... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“Unless otherwise required by law, we will notify you before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“We do not control or direct what people and others do or say... We DISCLAIM ALL WARRANTIES... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Appeared
Jury trial or court access waived
“any claim... shall be resolved exclusively in the U.S. District Court for the Northern District of California... the laws of the State of California will govern these Terms”
Oct 28, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Appeared
Unilateral changes with little or no notice
“We will notify you ... at least 30 days before we make changes to these Terms ... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 28, 2026 · D
What Agree can mean · EFF
Privacy DNS Service Leaves France Over Blocking Order
Quad9, a free DNS resolver, is ending service for users in France.
This follows a French court order requiring the privacy-focused service to block certain websites.
The company stated this mandate conflicts with its mission to protect user privacy.
Oct 27, 2026
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 27, 2026 · C
Meta terms of use changed
We quoted 1 wording change below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products... are provided 'as is,'... we DISCLAIM ALL WARRANTIES... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data...”
Now
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 27, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free”
Now
“Our Products... are provided 'as is'... we DISCLAIM ALL WARRANTIES... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data...”
No longer quoted
Unilateral changes with little or no notice
“Unless otherwise required by law, we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect. Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 27, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from C to D.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms”
Now
“Unless otherwise required by law, we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect. Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free”
Oct 27, 2026 · D
What Agree can mean · FTC
Regulators Sue Dollar General Over Incorrect Prices at Checkout
The Federal Trade Commission and 20 states have sued Dollar General.
They allege the retailer routinely charged customers more at the register than the price displayed on shelves.
This enforcement action addresses misleading pricing practices in consumer transactions.
Oct 27, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from F to C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... we are not responsible for their actions or conduct... or any content they share”
Appeared
Unilateral changes with little or no notice
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms”
Oct 27, 2026 · C
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to F.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," ... DISCLAIM ALL WARRANTIES... To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data”
Now
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... we are not responsible for their actions or conduct... or any content they share”
Oct 27, 2026 · F
Meta terms of use changed
We quoted 1 wording change below.
The current grade is C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“We cannot predict when issues might arise with our Products. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 26, 2026 · C
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES”
Now
“We cannot predict when issues might arise with our Products. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 26, 2026 · C
Spyware hides in ad networks, infects devices without a click
A new malware campaign used ad networks to install spyware on devices.
This 'AdFection' attack exploited the behavioral advertising system.
While first seen targeting journalists, the risk applies to all users of ad-supported services.
Oct 26, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from F to D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES”
Now
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES...”
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“We will notify you (for example, by email or through our Products) at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 26, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from D to F.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free...”
Now
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... DISCLAIM ALL WARRANTIES”
No longer quoted
Jury trial or court access waived
“In all other cases, and for any claim, cause of action, or dispute that Meta files against you, you and Meta agree that any such claim, cause of action or dispute must be resolved exclusively in the U.S. District Court for the Northern District of California”
Oct 26, 2026 · F
What Agree can mean · FTC
FTC shuts down debt relief scammers who posed as trusted groups
The Federal Trade Commission took action against an illegal debt relief operation.
This scheme targeted seniors and veterans by pretending to be banks and government agencies.
A court has now banned the operators and ordered them to pay $106.8 million.
Oct 26, 2026
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential... damages”
Now
“Our Products, however, are provided "as is," and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free...”
Appeared
Jury trial or court access waived
“In all other cases, and for any claim, cause of action, or dispute that Meta files against you, you and Meta agree that any such claim, cause of action or dispute must be resolved exclusively in the U.S. District Court for the Northern District of California”
Oct 26, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to F.
Wording we could quote
Appeared
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... To the extent permitted by law, we also DISCLAIM ALL WARRANTIES... Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 25, 2026 · F
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“We do not control or direct what people and others do or say... We cannot predict when issues might arise... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Now
“we make no guarantees that they always will be safe, secure, or error-free... DISCLAIMER OF ALL WARRANTIES... under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential... damages”
Appeared
Unilateral changes with little or no notice
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Oct 25, 2026 · D
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from C to D.
Wording we could quote
Appeared
Liability shifted onto the user
“We do not control or direct what people and others do or say... We cannot predict when issues might arise... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 25, 2026 · D
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from D to C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free”
No longer quoted
Jury trial or court access waived
“any claim, cause of action, or dispute between us that arises out of or relates to these Terms or your access or use of the Meta Products shall be resolved exclusively in the U.S. District Court for the Northern District of California”
Oct 25, 2026 · C
Meta terms of use changed
We quoted 3 wording changes below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products...are provided 'as is,' and... DISCLAIM ALL WARRANTIES...we also DISCLAIM ALL WARRANTIES...including the implied warranties of MERCHANTABILITY...”
Now
“our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
No longer quoted
Jury trial or court access waived
“In all other cases...you and Meta agree that any such claim...must be resolved exclusively in the U.S. District Court for the Northern District of California...laws of the State of California will govern”
Appeared
Unilateral changes with little or no notice
“Unless otherwise required by law, we will notify you before we make changes to these Terms and give you an opportunity to review them before they go into effect.”
Oct 24, 2026 · C
Amazon cookie notice changed
We quoted 1 wording change below.
The grade moved from A to C.
Wording we could quote
No longer quoted
Cookie consent that favors Accept
“Click the button below to continue shopping”
Oct 24, 2026 · C
Meta terms of use changed
We quoted 2 wording changes below.
The grade moved from D to C.
Wording we could quote
No longer quoted
Liability shifted onto the user
“Our Products... are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... we also DISCLAIM ALL WARRANTIES... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Changed
Unilateral changes with little or no notice
Was
“Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Now
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products”
Oct 24, 2026 · C
Amazon cookie notice changed
We quoted 1 wording change below.
The grade moved from C to A.
Wording we could quote
Appeared
Cookie consent that favors Accept
“Click the button below to continue shopping”
Oct 24, 2026 · A
Meta terms of use changed
We quoted 1 wording change below.
The current grade is C.
Wording we could quote
Appeared
Liability shifted onto the user
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free, or that they will function without disruptions... Our aggregate liability... will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 23, 2026 · C
What Agree can mean · EFF
New State Laws Change Youth Access to Social Media
Two federal appeals courts have allowed Florida and Georgia to enforce laws age-gating social media for young people.
This means some minors may need parental permission or prove their age to access platforms.
These new rules could impact how users consent to terms of service.
Oct 23, 2026
Meta terms of use changed
We quoted 1 wording change below.
The current grade is C.
Wording we could quote
No longer quoted
Jury trial or court access waived
“any claim, cause of action, or dispute between us that arises out of or relates to these Terms... shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Oct 23, 2026 · C
Stripe privacy policy changed
We quoted 1 wording change below.
The grade moved from D to B.
Wording we could quote
Changed
Unilateral changes with little or no notice
Was
“Updates and notifications We may change this Policy from time to time to reflect new services or changes in our privacy practices or relevant laws.”
Now
“This Privacy Policy will be updated on November 20, 2026. Please review the upcoming changes here.”
Oct 23, 2026 · B
Meta terms of use changed
We quoted 2 wording changes below.
The current grade is C.
Wording we could quote
No longer quoted
Unilateral changes with little or no notice
“We will notify you... at least 30 days before we make changes to these Terms... Once any updated Terms are in effect, you will be bound by them if you continue to access or use our Products.”
Appeared
Jury trial or court access waived
“any claim, cause of action, or dispute between us that arises out of or relates to these Terms... shall be resolved exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County.”
Oct 23, 2026 · C
Meta terms of use changed
We quoted 1 wording change below.
The grade moved from D to C.
Wording we could quote
Changed
Liability shifted onto the user
Was
“Our Products, however, are provided "as is," and we make no guarantees that they always will be safe, secure, or error-free... our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Now
“our liability shall be limited to the fullest extent permitted by applicable law... under no circumstance will we be liable to you for any lost profits... or consequential, special, indirect, exemplary, punitive, or incidental damages”
Oct 23, 2026 · C
What Agree can mean · EFF
New Canadian law could force digital services to aid government surveillance
Canada is debating Bill C-22, the Lawful Access Act, which expands government surveillance powers.
This bill would require digital services, including telecom companies and messaging apps, to assist with government surveillance.
Such a law could change the privacy and security terms consumers agree to when using these services.
Oct 23, 2026
FTC Sues Passport Service for Tricking Consumers Online
The FTC is suing a company for allegedly using deceptive ads and fake reviews to impersonate the government for passport services.
This misled consumers into providing personal and financial information under false pretenses.
This enforcement targets dark patterns that trick consumers into agreeing to terms they misunderstand.
Oct 22, 2026
Meta terms of use changed
We quoted 1 wording change below.
The current grade is D.
Wording we could quote
Changed
Liability shifted onto the user
Was
“To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential, special, indirect, exemplary, punitive, or incidental damages arising out of or related to these Terms or the Meta Products”
Now
“Our aggregate liability arising out of or relating to these Terms or the Meta Products will not exceed the greater of $100 or the amount you have paid us in the past twelve months.”
Oct 22, 2026 · D
What Agree can mean · EFF
New laws target mass vehicle tracking by police and private companies
The EFF is pushing for state laws to limit Automated License Plate Readers (ALPRs).
These systems capture vehicle images, times, dates, and locations, creating a nationwide tracking network.
This data, used by private companies and police, raises significant privacy concerns for consumers.
Oct 22, 2026
